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Guidance

Help to Buy: Equity Loan homebuyers' guide

Information on how the equity loan works. The scheme is closed to new applications.

From:
Homes England
Published:
24 June 2020
Last updated:
16 March 2023 — See all updates

Applies to England

Documents

Homebuyers' guide to Help to Buy: Equity Loan (2021-2023)

PDF, 4.45 MB, 34 pages

This file may not be suitable for users of assistive technology.

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If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email enquiries@homesengland.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Homebuyers' guide to the Help to Buy: Equity Loan (2021 to 2023), accessible version

HTML

Homebuyers' guide to the Help to Buy: Equity Loan (2013 to 2021)

PDF, 347 KB, 29 pages

This file may not be suitable for users of assistive technology.

Request an accessible format
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email enquiries@homesengland.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Homebuyers' guide to the Help to Buy: Equity Loan (2013 to 2021), accessible version

HTML

Details

Help to Buy: Equity Loan is closed to new applications.

Our guide to Help to Buy: Equity Loan covers:

  • how the scheme works
  • eligibility criteria
  • what is involved in taking out an equity loan
  • repaying your equity loan
  • interest payments and fees
  • other changes to your equity loan

You can also read guidance on how to manage a Help to Buy: Equity Loan.

Updates to this page

Last updated:
16 March 2023
Show all updates

  1. New information about practical and legal completion dates

  2. Update to information about practical completion.

  3. Update on practical completion dates.

  4. Update to information about practical completion.

  5. Added information about the practical completion extension that homebuilders can apply for

  6. New information about the close of Help to Buy: Equity Loan to new applications

  7. Information added about the Help to Buy equity loan application process, relating to the scheme ending in March 2023.

  8. Additional information about the closure of Help to Buy applications added to the Homebuyer frequently asked questions.

  9. Addition of key dates for Help to Buy: Equity Loan (2021-2023)

  10. Added in further details for Homebuyers regarding their cancellation rights.

  11. Homebuyers applying for Help to Buy: Equity Loan (2021-2023) can visit our 'frequently asked questions' for information about the end of the scheme.

  12. Updated the 'understanding your interest payments' section in the 'Homebuyers' guide to Help to Buy: Equity Loan (2021 to 2023)' to provide additional calculation guidance.

  13. Added a link to guidance on managing a Help to Buy: Equity Loan.

  14. Added a link to the Office for National Statistics current edition dataset to show how interest is worked out.

  15. Added 'Homebuyers' guide to the Help to Buy: Equity Loan (2013 to 2021)' accessible version

  16. Accessible version of homebuyers' guide added.

  17. Added a link to the homebuyers guide survey

  18. Updated to include the closing dates and opening dates for applications for the current and new Help to Buy schemes

  19. updated to include 2021-2023 scheme information

  20. change buyer to homebuyer

  21. First published.

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