Childcare you can get help paying for ('approved childcare')
You can get help with the cost of childcare through:
- Tax Free Childcare in the UK
- free childcare if you’re working in England
If you claim certain benefits, you may be eligible for free education and childcare for 2-year-olds under a separate scheme.
Tax-Free Childcare and free childcare if you’re working can help you to pay for childcare if it’s provided by a:
- registered childminder, nanny, playscheme, nursery or club
- childminder or nanny with a registered childminder agency or childcare agency
- registered school
- home care worker working for a registered home care agency
This is known as ‘approved childcare’.
This guide is also available in Welsh (Cymraeg).
The rules about how childcare providers become approved are different depending on where you live.
You can check if a childcare provider is approved or search for one in:
- England - through Ofsted or the list of registered childminder agencies
- Wales - through Care Inspectorate Wales
- Scotland - through the Scottish Care Inspectorate
- Northern Ireland - through the local early years team register
If you want to claim free childcare if you’re working in England, the provider will also need to be on an Early Years Register with Ofsted or with a registered early years childminder agency - ask your provider about this.
Childcare at school
Tax-Free Childcare can help with paying for care that is outside school hours, for example after school clubs or breakfast clubs.
If your child has not started primary school, you can get help paying for childcare provided by a school. This includes nursery school fees.
You cannot get help paying for:
- your child’s compulsory education
- private lessons during school time (for example, private music lessons during school hours)
You cannot claim for free childcare if you’re working for care outside school hours if your child is attending a state-funded school nursery or reception class. You may be able to claim if your child is attending an independent school nursery or reception class.
Childcare provided by relatives
If you live in England or Scotland
You can only get Tax-Free Childcare to help pay for childcare provided by a relative (for example, a grandparent) if they’re a registered childminder and care for your child outside your home.
You cannot claim for free childcare if you’re working for childcare provided by a relative (for example, a grandparent).
You cannot get help for childcare provided by your partner. This is not accepted as ‘approved childcare’.
If you live in England and get free childcare if you’re working, you can pay the childcare provider using Universal Credit, tax credits, childcare vouchers or Tax-Free Childcare.
If you live in Northern Ireland
You can only get help paying for childcare provided by a relative if all of the following apply:
- they’re in a childcare approval scheme in Northern Ireland
- they care for your child outside your home
- they care for at least one other child that is not related to you
If you live in Wales
You can only get help paying for childcare provided by a relative if they’re a registered childminder and care for your child outside your home.
Foster carers
If you’re a foster parent of a child aged 9 months to 4 years old you can claim free childcare if you’re working as long as:
- you’re in paid work outside your fostering role
- your adjusted net income is under £100,000
To apply, speak to both your social worker and your local authority.
Childcare provided by a foster carer
You can only claim Tax-Free Childcare if you’re registered as a childcare provider and live in England.
You may be able to claim if a foster carer provides childcare in Wales, provides childcare in Scotland or provides childcare in Northern Ireland.