Tax on savings interest

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Previous tax years

If you’re self-employed and need to declare savings interest from a previous tax year, you’ll have to report it in a Self Assessment tax return.

HM Revenue and Customs (HMRC) automatically deducts tax on any savings interest you owe if you’re employed or get a pension.

Reclaim tax from previous years

You can reclaim tax paid on your savings interest if your income was below your Personal Allowance. You must reclaim your tax within 4 years of the end of the relevant tax year.

How to claim

You can claim through your Self Assessment tax return if you complete one.

If you do not send a Self Assessment tax return, find out how to claim a refund.

Get help

You can contact HMRC if you need help and advice.