Draft Statutory Instrument: The Firefighters’ Pension Scheme (England) (Amendment) Order 2025 and explanatory note (accessible)
Updated 27 December 2024
Statutory Instruments
No. -
Fire and Rescue Services, England and Wales
Pensions
The Firefighters’ Pension Scheme (England) (Amendment) Order 2025
Made -
Laid before Parliament -
Coming into force -
The Secretary of State makes this Order in exercise of the powers conferred by section 34(1), (2), (4) and (5) of the Fire and Rescue Services Act 2004(a).
In accordance with section 34(5) of the Fire and Rescue Services Act 2004, the Secretary of State has consulted those persons the Secretary of State considers appropriate.
Citation, commencement and extent
1. —(1) This Order may be cited as the Firefighters’ Pension Scheme (England) (Amendment) Order 2025.
(2) This Order comes into force on - .
(3) This Order extends to England and Wales.
Amendment of the Firefighters’ Pension Scheme (England) Order 2006
2. Schedule 1 to the Firefighters’ Pension Scheme (England) Order 2006 (the New Firefighters’ Pension Scheme (England))(b) is amended in accordance with the Schedule to this Order.
Minister of State
Home Office
(a) 2004 c. 21. Section 34 was amended by paragraph 27 of Schedule 8 to the Public Service Pensions Act 2013 (c. 25) and S.I. 2018/226. There are other amending instruments but none is relevant.
(b) S.I. 2006/3432, amended by S.I. 2008/213, 2010/234, 2012/954, 2012/2988, 2013/704, 2013/1393, 2014/445, 2014/560, 2015/589, 2015/590, 2017/892, 2018/269, 2020/354, 2023/986. Article 2
Schedule
Amendment of Schedule 1 to the Firefighters’ Pension Scheme (England) Order 2006
1. —(1) Part 1 (citation and interpretation) is amended as follows.
(2) In rule 2 (interpretation)—
(a) in the definition of “extended limited period”, in paragraph (a), after “joined” insert “(or, in the case of a retained firefighter opt-out member, rejoined)”, and
(b) after the definition of “retained firefighter” (a) insert—
““retained firefighter opt-out member” means a retained firefighter who—
(a) joined this Scheme after 6th April 2006, and
(b) left this Scheme before 31st March 2015.”
2. —(1) Part 3 (personal awards) is amended as follows.
(2) In rule 1A(8) (special member’s ordinary pension), after “Part 11” insert “and rules 17 and 18 of Part 12”.
3. —(1) Part 5 (awards on death) is amended as follows.
(2) In rule 1B (death grant for extended limited period)—
(a) in paragraphs (2) and (3), for “2025” substitute “2026”, and
(b) in paragraphs (6)(b), (8) and (9), for “additional”, in each place it occurs, substitute “extended”.
(3) In rule 1C (additional death grant)—
(a) in paragraph (1)(b), after “this Scheme” insert “or was eligible to make an election under”, and
(b) in paragraph (1)(c), (2) and (3), for “2025” substitute “2026”.
(4) After rule 2 (post-retirement death grant: pension credit members) insert—
“Missed pension lump sum grant
3. —(1)
This rule applies where a person—
(a) would have been a special firefighter member if, within the period required by rule 6B(1) or (12) of Part 11 (election to purchase service during the limited period or the extended limited period), they had elected to pay the mandatory special period pension contribution;
(b) would have been eligible to receive special pension payments or additional special pension payments, as applicable, and
(c) died during the period referred to in paragraph (2).
(2) The person must have died—
(a) if they were not employed as a retained firefighter at the time of their death, between 7th April 2000 and 5th April 2006, or
(a) Substituted by S.I. 2014/445.
(b) otherwise, between 6th April 2006 and 31st March 2026.
(3) An application for a missed pension lump sum grant may be made by—
(a) the spouse or civil partner of the deceased,or
(b) if the deceased was not married or in a civil partnership at the time of their death, or where their spouse or civil partner has died since the deceased’s death—
(i) a child of the deceased, or
(ii) if the deceased did not have children at the time of their death, or where their children have died since the deceased’s death, the persons who are beneficially entitled to the personal estate of the deceased.
(4) Subject to paragraph (6), the missed pension lump sum grant is a lump sum equal to the value, together with interest, of the pension payments (“the past pension payments”) the deceased would have received up to the date of their death if, at the date of their death, they had been a member of this Scheme who had made contributions equivalent to their contributions under rules 6A and 6B of Part 11.
(5) The interest payable in accordance with paragraph (4) must be calculated in accordance with rule 1A(9) of Part 3 (special member’s ordinary pension) as if references in that rule to paragraph (8) were references to paragraph (4) of this rule.
(6) The amount of the missed pension lump sum grant must be reduced by the value of the deceased’s contributions under rules 6A and 6B of Part 11.
(7) Any application for a grant under this rule must—
(a) be made in writing to the authority who most recently employed the deceased as a firefighter;
(b) be made by the spouse, civil partner, child or personal representative of the deceased, as applicable;
(c) confirm the date on which the deceased took up employment as a retained firefighter;
(d) where the deceased left that employment, confirm the date on which they left;
(e) where the deceased took up employment as a regular firefighter, confirm the date on which they took up that employment;
(f) if the deceased joined this Scheme as a standard member or joined the 1992 Scheme, confirm the date on which they joined the Scheme and, if it was the case, the date on which they made an election not to pay pension contributions under rule 5 of Part 2 of this Scheme or under G3 of the 1992 Scheme (as applicable), and
(g) provide a copy of the deceased’s death certificate.
(8) Within two months of [effective date], the authority must use reasonable endeavours to notify all persons who may be entitled to a missed pension lump sum grant that they may be so entitled.
(9) Subject to paragraph (10), an application under paragraph (7) must be made to the authority by 31st March 2026.
(10) Where a person did not receive a notification from the authority under paragraph (8), despite the authority using reasonable endeavours to notify eligible persons as required by that paragraph, an application under paragraph (7) may be made after 31st March 2026.
(11) Where the authority decide that a missed pension lump sum grant is payable, the authority must pay the missed pension lump sum grant during the period of three months beginning with the date on which the application for the payment was received.
Survivor’s missed pension lump sum grant
4. —(1) This rule applies where a person—
(a) is eligible to apply for a missed pension lump sum grant under rule 3 and an application has been made under rule 3(7), and
(b) is not eligible to apply for an additional death grant under rule 1C.
(2) A survivor’s missed pension lump sum grant is payable to the person.
(3) Any application for a grant under this rule must—
(a) be made in writing to the authority who most recently employed the deceased as a firefighter;
(b) be made by the spouse, civil partner, child or personal representative of the deceased, as applicable, and
(c) confirm that the applicant is not eligible to apply for an additional death grant under rule 1C.
(4) The amount of the payment under this rule must be calculated in accordance with the formula—
0 . 1 ×A ×B
where—
A is the amount of pensionable pay the authority determine that the deceased received in their last year of service, and
B is the number of years (which has the meaning in rule 6(2) of Part 10) from 1 July 2000 to the end date of the deceased’s extended limited period (the “relevant period”).
(5) An authority must determine the period of the deceased’s service during the relevant period from their records.
(6) Where an authority are not able to determine the period of the deceased’s service during the relevant period from their records, the applicant may provide the authority with documents to assist them to determine the deceased’s period of service during the relevant period and the authority must determine the period of the deceased’s service from those documents.
(7) Where an authority are not able to determine the period of the deceased’s service during the relevant period and the authority do not hold records of the deceased’s pay for that period, and the applicant cannot provide the authority with the necessary documents,the authority may estimate the deceased’s pensionable pay for that period from the records which they hold and may, in particular, estimate this on the basis of the average of recent pay data for retained firefighters at the same station or stations as that at which the deceased was based for the relevant period.
(8) Where the authority have estimated the pay of the deceased in accordance with paragraph (7), the authority must determine their period of pensionable service during the relevant period.
(9) Where the deceased’s service was as a retained firefighter, the authority must determine the deceased’s retained pensionable service during the relevant period by calculating the same proportion of whole-time service as that which their actual pensionable pay or, as the case may be, their pensionable pay as estimated by the authority under paragraph (7), bears to their reference pay for each year of service during that period.
(10) Within two months of [effective date], the relevant authority must use reasonable endeavours to notify all persons who may be entitled to a survivor’s missed pension lump sum payment that they may be so entitled.
(11) Subject to paragraph (12), an application under paragraph (3) must be made to the relevant authority by 31st March 2026.
(12) Where a person did not receive a notification from the authority under paragraph (11), despite the authority using reasonable endeavours to notify eligible persons as required by that paragraph, an application under paragraph (3) may be made after 31st March 2026.
(13) Where the authority decide that a survivor’s missed pension lump sum payment is payable, the authority must pay the survivor’s missed pension lump sum grant during the period of three months beginning with the date on which the application for the payment was received.
Missed pension lump sum grant and survivor’s missed pension lump sum grant: restrictions
5. —(1) Subject to paragraph (3), a missed pension lump sum grant or a survivor’s missed pension lump sum grant is not payable to a person who is convicted of the murder of the deceased.
(2) Subject to paragraph (4), where a person is convicted of the manslaughter of the deceased, the authority may, as they think fit, withhold the missed pension lump sum grant or the survivor’s missed pension lump sum grant—
(a) in whole or in part, and
(b) permanently or temporarily.
(3) Where a conviction of the description mentioned in paragraph (1) is quashed on appeal, the missed pension lump sum grant or the survivor’s missed pension lump sum grant is payable.
(4) Where a conviction of the description mentioned in paragraph (2) is quashed on appeal, the missed pension lump sum grant or the survivor’s missed pension lump sum grant is payable in full, less any partial payment that has already been made.
(6) Nothing in paragraphs (3) or (4) affects the application of paragraphs (1) or (2) if the person whose conviction is quashed is subsequently convicted of the murder or manslaughter of the deceased.”.
4. —(1) Part 11 (pensionable pay, pension contributions and purchase of additional service) is amended as follows.
(2) In rule 6B (election to purchase service during the limited period or the extended limited period: supplemental provision), in paragraphs (13) and (14)(a), for “2025” substitute “2026”.
5. —(1) Part 12 (transfers into and out of the scheme) is amended as follows.
(2) In rule 17 (converting membership from standard membership to special membership)—
(a) in paragraph (1)(a)(b)—
(i) after “person” insert “who is a standard member of this Scheme and”;
(ii) omit “, or is”;
(iii) omit the words from “connected special member”;
(a) Amended by S.I. 2023/986.
(b) Amended by S.I. 2023/986.
(iv) the words “a special firefighter member” become paragraph (i);
(v) the words from “entitled” to “connected special member” become paragraph (ii), and
(vi) after paragraph (ii) insert—
“(iii) subject to rules 18A and 18B, a special pensioner member who was previously a special deferred member, or
(iv) subject to rule 18B, a special deferred member;”.
(3) In rule 18(1)(a)(converting membership from standard membership to special membership - special pensioner members)(a)—
(a) for “or”, in the second place it occurs, substitute a comma, and
(b) at the end, insert “ or, subject to rule 18B, a deferred pension under rule 5 of Part 3 (pension on member-initiated early retirement)”.
(4) After rule 18(b) insert—
“Converting membership from standard membership to special membership - special pensioner members who were previously special deferred members
18A. —(1)
This rule applies to a person to whom rule 17 applies and who is a special pensioner member who was previously a special deferred member.
(2) Where the member makes an election under rule 17(5), the amount payable under that rule must be—
(a) calculated in accordance with guidance provided by the Scheme Actuary, and
(b) paid by lump sum payment.
(3) When the payment required by rule 17(5) has been paid, and subject to rule 17(7)—
(a) the member’s pensionable service as a standard member must be treated as special pensionable service;
(b) the member must continue to receive their ordinary or ill-health pension in respect of their pensionable service as a standard member, and
(c) the member must, in addition, receive their special member’s ordinary pension or ill-health pension in respect of their special pensionable service as a special member but the special member’s ordinary pension or ill-health pension in respect of their special pensionable service must be reduced in accordance with tables produced by the Scheme Actuary, so that the total amount of pension that the member receives in accordance with sub-paragraph (b) and this sub-paragraph does not exceed the amount they would have received as a special member if—
(i) they had not been an ordinary member of the Scheme, and
(ii) all of their service from the start of the mandatory special period to the date that the member’s special member’s ordinary pension or ill-health pension, as the case may be, becomes payable and which is eligible to be treated as special pensionable service, was treated as special pensionable service.
Converting membership from standard membership to special membership - additional provisions
18B. —(1) This rule applies to a person to whom rule 17 or 18 applies and who is—
(a) Amended by S.I. 2023/986.
(b) Amended by S.I. 2023/986.
(a) a special deferred member;
(b) a special pensioner member who was previously a special deferred member, or
(c) in receipt of a deferred pension under rule 5 of Part 3 (pension on member-initiated early retirement).
(2) Within two months of [effective date] the relevant authority must use reasonable endeavours to notify the person of their eligibility to apply to convert their membership in accordance with rule 17 or 18, as applicable.
(3) A person to whom this rule applies—
(a) does not need to make an application under rule 17(2) or 18(2) at the same time as they make an application under rule 5A(5) or 5B(9) of Part 11 (purchase of service during the limited period or the extended limited period);
(b) does not need to make an election under rule 17(5) or 18(5) at the same time as they make their election under rule 6A of Part 11 (election to purchase service during the limited period or the extended limited period);
(c) must not make an election under rule 17(5) or 18(5) more than three months after receiving the statements referred to in rule 17(4) or 18(5), and
(d) must not, in any event, make an election after 31st March 2026.
(4) The authority must provide the statements referred to in rule 17(4) or 18(4) within three months of receiving an application under rule 17(2) or 18(2), as applicable.
(5) Where a person did not receive a notification from the authority under paragraph (2), despite the authority using reasonable endeavours to notify them as required by that paragraph, an election under rule 17(5) or 18(5), as applicable, may be made after 31st March 2026.”.
6. —(1) Part 15 (miscellaneous provisions) is amended as follows.
(2) After rule 6 (death on or before 31st March 2007 of retained or volunteer firefighter employed before 6th April 2006) insert—
“Retained firefighter opt-out member
7. —(1) This rule applies to a person who—
(a) is a retained firefighter opt-out member or the spouse, civil partner or child of a retained firefighter opt-out member who is deceased, and
(b) before [effective date], purchased or converted service or received an award, benefit, pension or any other payment (an “entitlement”) under this Scheme.
(2) Subject to paragraph (5), and notwithstanding any provision of this Scheme, a person to whom this rule applies may apply to the relevant authority for an additional entitlement.
(3) The additional entitlement must represent the period of the extended limited period during which the member or deceased member ceased to be a member of this Scheme.
(4) Within two months of [effective date], the relevant authority must use reasonable endeavours to notify the person of their eligibility for an additional entitlement.
(5) An application under paragraph (2) must—
(a) be made in writing;
(b) include such information as the authority reasonably requires to decide it, and
(c) not be made after 31st March 2026.
(6) Where a person did not receive a notification from the authority under paragraph (4), despite the authority using reasonable endeavours to notify them as required by that paragraph, an application under paragraph (2) may be made after 31st March 2026.
(7) Where the authority decide that an additional entitlement is payable, the authority must pay the additional entitlement during the period of three months beginning with the date on which the application for the payment was received.”.
Explanatory note
(This note is not part of the Order)
This Order amends the Firefighters’ Pension Scheme (England) Order 2006 (S.I. 2006/3432) (“the Scheme”). The Schedule to this Order makes various amendments to the Scheme relating to retained firefighters. These include amendments to introduce new awards which are payable following the death of a retained firefighter, to extend the deadline for their purchase of service during the extended limited period and to amend the eligibility criteria for some awards and conversions.
Paragraph 1 introduces the term “retained firefighter opt-out member” and amends the definition of the “extended limited period” for these members. Paragraph 6 allows a retained firefighter opt-out member or the spouse, civil partner or child of a retained firefighter opt-out member who is deceased, to make an application for any additional sums that might be payable to them as a result of the change to the definition of the extended limited period.
Paragraph 2 amends rule 1A(8) of Part 3 to expand the categories of member to whom a lump sum is payable under that rule.
Paragraph 3 introduces the missed pension lump sum grant and the survivor’s missed pension lump sum grant. It includes details of restrictions to be applied in respect of both grants. It also changes the eligibility criteria in rule 1C (additional death grants) so that those eligible to join the Scheme under rule 6A (election to purchase service during the limited period or the extended limited period) of Part 11 (pensionable pay, pension contributions and purchase of additional service), in addition to those who elected to join it, will be eligible for the additional death grant. Finally, it extends the deadline for applications for the death grant for the extended limited period and the additional death grant by 12 months.
Paragraph 4 amends rule 6B (election to purchase service during the limited period or the extended limited period: supplemental provision) of Part 11 to extend the deadline for making an election to purchase service by 12 months.
Paragraph 5 amends rules 17 and 18 of Part 12 to extend the categories of members eligible to convert their standard membership to special membership.
A full impact assessment has not been produced for this instrument as no, or no significant, impact on the private, voluntary or public sector is foreseen.