Consultation outcome

Future oversight of the CMA’s Open Banking remedies

This consultation has concluded

Read the full outcome

Consultation response

Detail of outcome

The CMA has published its response to the consultation on the future oversight of the CMA’s Open Banking remedies. The consultation response sets out the CMA’s views on the future governance of Open Banking.

The CMA has also published a joint statement together with HM Treasury, the Financial Conduct Authority and the Payment Systems Regulator which sets out their plan to establish a Joint Regulatory Oversight Committee to oversee the development of Open Banking beyond the scope of the CMA’s Open Banking remedies.

Feedback received

Association of British Insurers

APPG

Ardent Technologies

Balderton Capital

Barclays

British Retail Consortium (BRC)

Bud Financial

Coadec

Compare the Market (CTM)

Consumer Council NI

Credit Kudos

Ctrl-Shift

Currensea Ltd

DIGIMASS

Ecospend

Electric Money Association

Emerging Payments Association

Equifax

Experian

FDATA Europe

Financial Services Consumer Panel

Fintech Founders

Fire

Former OBIE Contractors

Funding Xchange

GoCardless

HSBC

Icebreaker One

Individual response

Information Commissioner's Office

Innovate Finance

Konsentus

Koodoo

LendInvest

Lloyds Banking Group

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Mastercard

Moneyhub

Morgan Lewis & Bockius LLP

Nationwide Building Society

NatWest Group

Note Machine

OneBanks

One Creation

Open Data Institute

Ordo

PAY.UK

Plaid

Roqquet

Santander UK

Simplcard

Tech UK

Tide

TISA

TransUnion

True Layer

Trustly Group GB

UK Finance

Yapily

Yolt

Detail of feedback received

The CMA has received a significant number of responses to the consultation.


Original consultation

Summary

The CMA is analysing stakeholder views it has received on the arrangements put in place to ensure the effective oversight and governance of the CMA’s open banking remedies, following the delivery of the implementation requirements of the Order.

This consultation ran from
to

Consultation description

The Competition and Markets Authority (CMA) is seeking stakeholder views on what arrangements it would be appropriate to put in place to ensure the effective oversight and governance of the CMA’s open banking remedies following the delivery of the implementation requirements of the Order and how we should manage the transition process towards this new governance model.

We set out our view of the principal features that the arrangements for the future oversight of open banking should exhibit. We invite views on these and then set out some specific questions, including those arising from the detailed proposals that we have received from UK Finance.

Documents

Updates to this page

Published 5 March 2021
Last updated 25 March 2022 + show all updates
  1. Outcome of consultation published.

  2. Consultation responses published.

  3. Responses to the consultation published.

  4. First published.

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