Consultation outcome

The Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025

• From: Department for Work and Pensions
• Published: 8 October 2024
• Last updated: 23 October 2025 — See all updates

Applies to England, Scotland and Wales

This consultation has concluded

Read the full outcome

The Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025

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The Occupational Pension Schemes (Collective Money Purchase Schemes) Miscellaneous Amendments Regulations 2025

PDF, 437 KB, 3 pages

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The Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025

PDF, 2.76 MB, 96 pages

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Unconnected Multiple Employer Collective Money Purchase (CDC) Schemes: Impact Assessment

PDF, 516 KB, 28 pages

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Detail of outcome

Government response to the public consultation on draft legislation to extend Collective Defined Contribution (CDC) provision to whole-life unconnected multiple employer schemes and other related provisions.

Alongside the government response to this consultation, we have launched a new consultation on Retirement Collective Defined Contribution pension schemes

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Original consultation

Summary

Public consultation on draft legislation to extend Collective Defined Contribution (CDC) provision to whole-life unconnected multiple employer schemes and other related provisions.

This consultation ran from
9:30am on 8 October 2024 to 11:59pm on 19 November 2024

Consultation description

This consultation seeks your views on draft legislation needed to extend this new type of pension provision beyond single or connected Collective Defined Contribution (CDC) schemes.

It removes the exclusion of unconnected multiple employer CDC schemes from operating under the existing CDC provisions and sets out what CDC schemes that are whole-life unconnected multiple employer schemes must do to become authorised and to operate effectively under regulatory oversight.

We ask specific questions about some elements of the draft regulations and would also welcome broader views on whether the regulations effectively deliver our intended outcomes.

Documents

The Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025

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The Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025

PDF, 551 KB, 57 pages

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Annex A: Draft of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025

PDF, 2.12 MB, 84 pages

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Annex A (i): Keeling schedule showing the proposed amendments to the Pension Schemes Act 2021 – Part 2 of Annex A

PDF, 425 KB, 82 pages

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Annex A (ii): Document highlighting areas where a different approach has been taken from the CDC Regulations 2022 – Part 3 and 4 and Schedule 1 to 6 of Annex A

PDF, 447 KB, 93 pages

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Annex A (iii): Keeling Schedule showing the proposed amendments to the CDC Regulations 2022 – Part 5 of Annex A

PDF, 197 KB, 22 pages

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Annex A (iv): Keeling schedules showing the proposed consequential amendments – Part 6 and Schedule 7 of Annex A

PDF, 156 KB, 16 pages

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Annex A (v): Keeling schedule in respect of changes made to the Occupational and Personal Pension Schemes) Disclosure of Information) Regulations 2013 – Regulation 6, Schedule 7 of Annex A and Regulation 4 of Annex B

PDF, 185 KB, 26 pages

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Annex B: Draft of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025

PDF, 163 KB, 3 pages

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Annex B (i): Keeling schedule showing the proposed miscellaneous amendments in relation to Annex B

PDF, 111 KB, 4 pages

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Published 8 October 2024

Last updated 23 October 2025 + show all updates

1. 23 October 2025

   Added government response and associated documents.

2. 8 October 2024

   First published.