Guidance
Horizon Convictions Redress Scheme (HCRS): how a bankruptcy, IVA or DRO affects your redress payment
How bankruptcy, an Individual Voluntary Arrangement (IVA) or a Debt Relief Order (DRO) affects your redress payment under HCRS.
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If you are applying for the Horizon Conviction Redress Scheme (HCRS), we ask you to inform us on your preliminary payment application form whether you have either:
- been made bankrupt
- entered into an Individual Voluntary Arrangement (IVA)
- entered into a Debt Relief Order (DRO)
This page explains how these arrangements may impact your redress payment.
You should seek advice from your lawyer on your individual circumstances.