Guidance

New State Pension: Information for employers and trustees with open, contracted-out defined benefit pension schemes

This guidance is for employers and trustees on the ending of contracting-out of the additional State Pension from 6 April 2016.

Documents

Employers: Were you one of the 2,500 private sector employers who offered a salary-related pension scheme?

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Welsh: Cyflogwyr: A ydych chi’n un o 2,500 o gyflogwyr sector breifat sy’n cynnig cynllun pensiwn yn berthnasol i gyflog?

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Employers: Ending contracting-out for defined benefit private sector pension schemes

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Welsh: Cyflogwyr: Dod ac eithrio i ben ar gyfer cynlluniau pensiwn Budd-dal Diffiniedig sector breifat

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Employees: Important changes to your National Insurance contributions and State Pension from April 2016

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Welsh: Gweithwyr: Newidiadau pwysig i’ch cyfraniadau Yswiriant Gwladol a Phensiwn y Wladwriaeth o fis Ebrill 2016

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Employees: Changes to the State Pension and the effect on workplace pensions

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Welsh: Gweithwyr: Newidiadau i Bensiwn y Wladwriaeth ar effaith ar bensiynau gweithle

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Trustees of contracted-out schemes: Impact of the end of contracting-out from 6 April 2016

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Welsh: Ymddiriedolwyr cynlluniau eithrio: Effaith ar ddiwedd ar eithrio o 6 Ebrill 2016

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Trustees of contracted-out schemes: Ending contracting-out of the additional State Pension

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Welsh: Ymddiriedolwyr cynlluniau eithrio: Diwedd eithrio o Bensiwn ychwanegol y Wladwriaeth

Request an accessible format.
If you use assistive technology (such as a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Details

From 6 April 2016, when the new State Pension was introduced, contracting-out of the additional State Pension ended. This guidance explains the impact of this change for employers, employees and trustees.

For employers

This guidance is for the 2,500 private sector employers who offer an open contracted-out salary related pension scheme. The fact sheet explains what the changes are and what employers must do to following the closure of the additional State Pension and the end of contracting-out for defined benefit pension schemes from April 2016.

Employers can supplement their own information with the attached information for employees when making changes to their salary related pension scheme and dealing with the end of contracting-out. The guidance explains how the closure of the additional State Pension from April 2016 affects employees in contracted-out pension schemes.

For trustees

This guidance explains how the closure of the additional State Pension from April 2016 affects trustees of open, contracted-out defined benefit pension schemes.

Updates to this page

Published 17 November 2014
Last updated 19 July 2016 + show all updates
  1. Updated all fact sheets to take account of the 6 April 2016 changes.

  2. Employees overview revised - “For the vast majority of employees who are affected, this change will mean you will be able to get more State Pension” has changed to “For the vast majority of employees who are affected, this will mean you will be able to get more State Pension under the new scheme as a result of the changes compared to under the current scheme”

  3. Added 'Employees overview'.

  4. First published.

Sign up for emails or print this page