Overseas earnings thresholds for Plan 4 student loans, 2024-25
Updated 18 April 2024
Applies to Scotland
These thresholds apply to Plan 4 student loans from April 2024 until March 2025.
The fixed monthly repayment amount is how much you’ll be charged if you don’t give us the information we need.
Country/Territory | Currency | Exchange rate | Earnings threshold (GBP) | Fixed monthly repayment (GBP) |
---|---|---|---|---|
Afghanistan | Afghanis | 0.010752 | £6,285.00 | £40.20 |
Albania | Leke | 0.007941 | £12,560.00 | £80.40 |
Algeria | Algerian Dinar | 0.005909 | £12,560.00 | £80.40 |
American Samoa | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Andorra | Euro | 0.869943 | £25,120.00 | £160.80 |
Angola | Kwanza | 0.001199 | £18,845.00 | £120.60 |
Anguilla | East Caribbean Dollar | 0.297814 | £31,395.00 | £201.00 |
Antarctica | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Antigua and Barbuda | East Caribbean Dollar | 0.297814 | £25,120.00 | £160.80 |
Argentina | Argentine Peso | 0.003078 | £18,845.00 | £120.60 |
Armenia | Dram | 0.002059 | £12,560.00 | £80.40 |
Aruba | Aruban Guilder | 0.449357 | £31,395.00 | £201.00 |
Australia | Australian Dollar | 0.536251 | £37,680.00 | £241.00 |
Austria | Euro | 0.869943 | £31,395.00 | £201.00 |
Azerbaijan | Azerbaijanian Manat | 0.472813 | £18,845.00 | £120.60 |
Bahamas | Bahamian Dollar | 0.804376 | £31,395.00 | £201.00 |
Bahrain | Bahrain Dinar | 2.135383 | £18,845.00 | £120.60 |
Bangladesh | Taka | 0.007452 | £12,560.00 | £80.40 |
Barbados | Barbados Dollar | 0.402188 | £43,955.00 | £281.40 |
Belarus | Belarusian Ruble | 0.305232 | £12,560.00 | £80.40 |
Belgium | Euro | 0.869943 | £31,395.00 | £201.00 |
Belize | Belizean Dollar | 0.40122 | £25,120.00 | £160.80 |
Benin | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Bermuda | Bermudian Dollar | 0.804376 | £43,955.00 | £281.40 |
Bhutan | Bhutanese Ngultrum | 0.009745 | £6,285.00 | £40.20 |
Bolivia | Boliviano | 0.116431 | £12,560.00 | £80.40 |
Bonaire, Saint Eustatius and Saba | U.S. Dollar | 0.804376 | £31,395.00 | £201.00 |
Bosnia and Herzegovina | Convertible Marka | 0.444662 | £12,560.00 | £80.40 |
Botswana | Pula | 0.06057 | £18,845.00 | £120.60 |
Bouvet Island | Norwegian Krone | 0.07681 | £37,680.00 | £241.00 |
Brazil | Brazilian Real | 0.160369 | £18,845.00 | £120.60 |
British Indian Ocean Territory | U.S. Dollar | 0.804376 | £31,395.00 | £201.00 |
Brunei | Brunei Dollar | 0.59891 | £18,845.00 | £120.60 |
Bulgaria | Bulgarian Lev | 0.44484 | £12,560.00 | £80.40 |
Burkina Faso | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Burundi | Burundi Franc | 0.000319 | £12,560.00 | £80.40 |
Cambodia | Riel | 0.000196 | £12,560.00 | £80.40 |
Cameroon | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Canada | Canadian Dollar | 0.596481 | £37,680.00 | £241.00 |
Cape Verde | Cape Verde Escudo | 0.007876 | £18,845.00 | £120.60 |
Cayman Islands | Cayman Islands Dollar | 0.980008 | £37,680.00 | £241.00 |
Central African Republic | CFA Franc (BEAC) | 0.001326 | £18,845.00 | £120.60 |
Chad | CFA Franc (BEAC) | 0.001326 | £18,845.00 | £120.60 |
Channel Islands | British Pound | 1 | £31,395.00 | £201.00 |
Chile | Chilean Peso | 0.000958 | £18,845.00 | £120.60 |
China | Yuan Renminbi | 0.113767 | £25,120.00 | £160.80 |
Christmas Island | Australian Dollar | 0.536251 | £37,680.00 | £241.00 |
Cocos (Keeling) Islands | Australian Dollar | 0.536251 | £37,680.00 | £241.00 |
Colombia | Colombian Peso | 0.000184 | £12,560.00 | £80.40 |
Comoros | Comorian Franc | 0.001768 | £12,560.00 | £80.40 |
Congo | Congolese Franc | 0.000351 | £25,120.00 | £160.80 |
Congo, Democratic Republic of | Congolese Franc | 0.000351 | £18,845.00 | £120.60 |
Cook Islands | New Zealand Dollar | 0.495166 | £37,680.00 | £241.00 |
Costa Rica | Costa Rican Colon | 0.001469 | £18,845.00 | £120.60 |
Cote d’Ivoire | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Croatia | Euro | 0.869943 | £18,845.00 | £120.60 |
Cuba | Cuban Peso | 0.033516 | £18,845.00 | £120.60 |
Curacao | Antillean Guilder | 0.437573 | £31,395.00 | £201.00 |
Cyprus | Euro | 0.869943 | £25,120.00 | £160.80 |
Czech Republic | Czech Koruna | 0.036248 | £18,845.00 | £120.60 |
Denmark | Danish Krone | 0.116776 | £31,395.00 | £201.00 |
Djibouti | Djiboutian Franc | 0.00452 | £18,845.00 | £120.60 |
Dominica | East Caribbean Dollar | 0.297814 | £25,120.00 | £160.80 |
Dominican Republic | Dominican Peso | 0.014409 | £18,845.00 | £120.60 |
Ecuador | U.S. Dollar | 0.804376 | £18,845.00 | £120.60 |
Egypt | Egyptian Pound | 0.026583 | £12,560.00 | £80.40 |
El Salvador | U.S. Dollar | 0.804376 | £18,845.00 | £120.60 |
Equatorial Guinea | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Eritrea | Nafka | 0.053626 | £12,560.00 | £80.40 |
Estonia | Euro | 0.869943 | £25,120.00 | £160.80 |
Ethiopia | Ethiopian Birr | 0.014713 | £12,560.00 | £80.40 |
Faeroe Islands | Danish Krone | 0.116776 | £31,395.00 | £201.00 |
Falkland Islands | Falkland Pound | 1 | £37,680.00 | £241.00 |
Federated States of Micronesia | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Fiji | Fiji Dollar | 0.359945 | £12,560.00 | £80.40 |
Finland | Euro | 0.869943 | £31,395.00 | £201.00 |
France | Euro | 0.869943 | £25,120.00 | £160.80 |
French Guiana | Euro | 0.869943 | £25,120.00 | £160.80 |
French Polynesia | CFP Franc | 0.00729 | £25,120.00 | £160.80 |
French Southern Territories | Euro | 0.869943 | £25,120.00 | £160.80 |
Gabon | CFA Franc (BEAC) | 0.001326 | £18,845.00 | £120.60 |
Gambia | Dalasi | 0.013015 | £12,560.00 | £80.40 |
Georgia | Lari | 0.305979 | £12,560.00 | £80.40 |
Germany | Euro | 0.869943 | £31,395.00 | £201.00 |
Ghana | Ghanaian Cedi | 0.069442 | £12,560.00 | £80.40 |
Gibraltar | British Pound | 1 | £31,395.00 | £201.00 |
Greece | Euro | 0.869943 | £18,845.00 | £120.60 |
Greenland | Danish Krone | 0.116776 | £31,395.00 | £201.00 |
Grenada | East Caribbean Dollar | 0.297814 | £25,120.00 | £160.80 |
Guadeloupe | Euro | 0.869943 | £25,120.00 | £160.80 |
Guam | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Guatemala | Quetzal | 0.102653 | £18,845.00 | £120.60 |
Guinea | Guinean Franc | 0.000093 | £18,845.00 | £120.60 |
Guinea-Bissau | CFA Franc (BCEAO) | 0.001326 | £12,560.00 | £80.40 |
Guyana | Guyanese Dollar | 0.00383 | £18,845.00 | £120.60 |
Haiti | Gourde | 0.005675 | £18,845.00 | £120.60 |
Heard and McDonald Islands | Australian Dollar | 0.536251 | £37,680.00 | £241.00 |
Holy See (Vatican City State) | Euro | 0.869943 | £25,120.00 | £160.80 |
Honduras | Lempira | 0.032559 | £18,845.00 | £120.60 |
Hong Kong | Hong Kong Dollar | 0.102807 | £25,120.00 | £160.80 |
Hungary | Forint | 0.002272 | £18,845.00 | £120.60 |
Iceland | Icelandic Krona | 0.005825 | £37,680.00 | £241.00 |
India | Indian Rupee | 0.009745 | £12,560.00 | £80.40 |
Indonesia | Indonesian Rupiah | 0.000053 | £12,560.00 | £80.40 |
Iran | Iranian Rial | 0.000025 | £6,285.00 | £40.20 |
Iraq | Iraqi Dinar | 0.000591 | £18,845.00 | £120.60 |
Ireland | Euro | 0.869943 | £31,395.00 | £201.00 |
Isle of Man | British Pound | 1 | £31,395.00 | £201.00 |
Israel | New Israeli Shekel | 0.220104 | £43,955.00 | £281.40 |
Italy | Euro | 0.869943 | £25,120.00 | £160.80 |
Jamaica | Jamaican Dollar | 0.005227 | £18,845.00 | £120.60 |
Japan | Yen | 0.005754 | £25,120.00 | £160.80 |
Jordan | Jordanian Dinar | 1.133787 | £12,560.00 | £80.40 |
Kazakhstan | Tenge | 0.001751 | £12,560.00 | £80.40 |
Kenya | Kenya Schilling | 0.005836 | £12,560.00 | £80.40 |
Kiribati | Australian Dollar | 0.536251 | £25,120.00 | £160.80 |
Korea, Democratic People’s Republic of | Won Korea Dem. Rep | 0.466523 | £12,560.00 | £80.40 |
Korea, Republic of | Won Korea Rep | 0.000617 | £25,120.00 | £160.80 |
Kuwait | Kuwaiti Dinar | 2.617801 | £25,120.00 | £160.80 |
Kyrgyztan Republic | Kyrgyzstan Som | 0.009189 | £12,560.00 | £80.40 |
Lao PDR | Kip | 0.000044 | £6,285.00 | £40.20 |
Latvia | Euro | 0.869943 | £18,845.00 | £120.60 |
Lebanon | Lebanese Pound | 0.000063 | £12,560.00 | £80.40 |
Lesotho | Loti | 0.044032 | £12,560.00 | £80.40 |
Liberia | Liberian Dollar (US Dollar in use) | 0.025003 | £18,845.00 | £120.60 |
Libya | Libyan Dinar | 0.167263 | £12,560.00 | £80.40 |
Liechtenstein | Swiss Franc | 0.893575 | £31,395.00 | £201.00 |
Lithuania | Euro | 0.869943 | £18,845.00 | £120.60 |
Luxembourg | Euro | 0.869943 | £31,395.00 | £201.00 |
Macau | Patacas | 0.099811 | £25,120.00 | £160.80 |
Macedonia (Former Yugoslav Republic) | Macedonian Denar | 0.014135 | £12,560.00 | £80.40 |
Madagascar | Malagasy Ariary | 0.000181 | £12,560.00 | £80.40 |
Malawi | Malawi Kwacha | 0.000726 | £12,560.00 | £80.40 |
Malaysia | Ringgit | 0.176932 | £12,560.00 | £80.40 |
Maldives | Rufiyaa | 0.052276 | £18,845.00 | £120.60 |
Mali | CFA Franc (BCEAO) | 0.001326 | £12,560.00 | £80.40 |
Malta | Euro | 0.869943 | £25,120.00 | £160.80 |
Marshall Islands | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Martinique | Euro | 0.869943 | £25,120.00 | £160.80 |
Mauritania | Ouguiyas | 0.021875 | £12,560.00 | £80.40 |
Mauritius | Mauritius Rupee | 0.017876 | £12,560.00 | £80.40 |
Mayotte | Euro | 0.869943 | £25,120.00 | £160.80 |
Mexico | Mexican Peso | 0.045008 | £18,845.00 | £120.60 |
Moldova | Moldovan Leu | 0.044199 | £12,560.00 | £80.40 |
Monaco | Euro | 0.869943 | £31,395.00 | £201.00 |
Mongolia | Tugrik | 0.000231 | £12,560.00 | £80.40 |
Montenegro | Euro | 0.869943 | £12,560.00 | £80.40 |
Montserrat | East Caribbean Dollar | 0.297814 | £31,395.00 | £201.00 |
Morocco | Moroccan Dirham | 0.079135 | £12,560.00 | £80.40 |
Mozambique | Metical | 0.012592 | £12,560.00 | £80.40 |
Myanmar | Kyat | 0.000383 | £6,285.00 | £40.20 |
Namibia | Namibian Dollar | 0.044028 | £18,845.00 | £120.60 |
Nauru | Australian Dollar | 0.536251 | £31,395.00 | £201.00 |
Nepal | Nepalese Rupee | 0.00609 | £12,560.00 | £80.40 |
Netherlands | Euro | 0.869943 | £31,395.00 | £201.00 |
New Caledonia | CFP Franc | 0.00729 | £25,120.00 | £160.80 |
New Zealand | New Zealand Dollar | 0.495166 | £37,680.00 | £241.00 |
Nicaragua | Gold Cordoba | 0.02207 | £12,560.00 | £80.40 |
Niger | CFA Franc (BCEAO) | 0.001326 | £12,560.00 | £80.40 |
Nigeria | Nigerian Naira | 0.001309 | £12,560.00 | £80.40 |
Niue | New Zealand Dollar | 0.495166 | £37,680.00 | £241.00 |
Norfolk Island | Australian Dollar | 0.536251 | £37,680.00 | £241.00 |
Northern Mariana Islands | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Norway | Norwegian Krone | 0.07681 | £37,680.00 | £241.00 |
Oman | Rial Omani | 2.089427 | £25,120.00 | £160.80 |
Pakistan | Pakistan Rupee | 0.002925 | £6,285.00 | £40.20 |
Palau | U.S. Dollar | 0.804376 | £25,120.00 | £160.80 |
Palestine (Occupied Territory) | New Israeli Shekel | 0.220104 | £18,845.00 | £120.60 |
Panama | Balboas | 0.804376 | £18,845.00 | £120.60 |
Papua New Guinea | Kina | 0.224734 | £25,120.00 | £160.80 |
Paraguay | Guarani | 0.00011 | £12,560.00 | £80.40 |
Peru | New Sol | 0.214638 | £18,845.00 | £120.60 |
Philippines | Philippine Peso | 0.014447 | £12,560.00 | £80.40 |
Pitcairn | New Zealand Dollar | 0.495166 | £31,395.00 | £201.00 |
Poland | Zloty | 0.190581 | £18,845.00 | £120.60 |
Portugal | Euro | 0.869943 | £18,845.00 | £120.60 |
Puerto Rico | U.S. Dollar | 0.804376 | £31,395.00 | £201.00 |
Qatar | Qatar Riyal | 0.220946 | £31,395.00 | £201.00 |
Reunion | Euro | 0.869943 | £25,120.00 | £160.80 |
Romania | Romanian Leu | 0.175939 | £12,560.00 | £80.40 |
Russian Federation | Russian Ruble | 0.009652 | £18,845.00 | £120.60 |
Rwanda | Rwanda Franc | 0.000704 | £12,560.00 | £80.40 |
Saint Helena | Saint Helena Pound | 1 | £31,395.00 | £201.00 |
Saint Kitts and Nevis | East Caribbean Dollar | 0.297814 | £25,120.00 | £160.80 |
Saint Lucia | East Caribbean Dollar | 0.297814 | £25,120.00 | £160.80 |
Saint Martin (French part) | Euro | 0.869943 | £25,120.00 | £160.80 |
Saint Pierre and Miquelon | Euro | 0.869943 | £25,120.00 | £160.80 |
Saint Vincent and Grenadines | East Caribbean Dollar | 0.297814 | £18,845.00 | £120.60 |
Saint-Barthelemy | Euro | 0.869943 | £25,120.00 | £160.80 |
Samoa | Tala | 0.294794 | £25,120.00 | £160.80 |
San Marino | Euro | 0.869943 | £25,120.00 | £160.80 |
Sao Tome and Principe | Dobras | 0.000035 | £18,845.00 | £120.60 |
Saudi Arabia | Saudi Riyal | 0.214371 | £18,845.00 | £120.60 |
Senegal | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Serbia | Serbian Dinar | 0.007419 | £12,560.00 | £80.40 |
Seychelles | Seychelles Rupee | 0.058282 | £18,845.00 | £120.60 |
Sierra Leone | Leone | 0.000063 | £6,285.00 | £40.20 |
Singapore | Singapore Dollar | 0.59891 | £25,120.00 | £160.80 |
Sint Maarten (Dutch part) | Antilles Guilder | 0.437573 | £31,395.00 | £201.00 |
Slovakia | Euro | 0.869943 | £18,845.00 | £120.60 |
Slovenia | Euro | 0.869943 | £25,120.00 | £160.80 |
Solomon Islands | Solomon Islands Dollar | 0.096349 | £31,395.00 | £201.00 |
Somalia | Somali Shilling | 0.001413 | £12,560.00 | £80.40 |
South Africa | Rand | 0.044028 | £18,845.00 | £120.60 |
South Georgia and the South Sandwich Islands | British Pound | 1 | £31,395.00 | £201.00 |
South Sudan | Sudanese Pound | 0.106451 | £12,560.00 | £80.40 |
Spain | Euro | 0.869943 | £25,120.00 | £160.80 |
Sri Lanka | Sri Lankan Rupee | 0.002431 | £6,285.00 | £40.20 |
Sudan | Sudanese Pound | 0.001363 | £12,560.00 | £80.40 |
Suriname | Surinam Dollar | 0.022201 | £12,560.00 | £80.40 |
Svalbard and Jan Mayen Islands | Norwegian Krone | 0.07681 | £37,680.00 | £241.00 |
Swaziland | Lilangeni | 0.044028 | £12,560.00 | £80.40 |
Sweden | Swedish Krona | 0.076126 | £31,395.00 | £201.00 |
Switzerland | Swiss Franc | 0.893575 | £43,955.00 | £281.40 |
Syria | Syrian Pound | 0.00399 | £18,845.00 | £120.60 |
Taiwan | Taiwan Dollar | 0.025877 | £31,395.00 | £201.00 |
Tajikistan | Somoni | 0.12336 | £6,285.00 | £40.20 |
Thailand | Thai Baht | 0.023166 | £12,560.00 | £80.40 |
Timor-Leste | U.S. Dollar | 0.804376 | £18,845.00 | £120.60 |
Togo | CFA Franc (BEAC) | 0.001326 | £12,560.00 | £80.40 |
Tokelau | New Zealand Dollar | 0.495166 | £37,680.00 | £241.00 |
Tonga | Pa’anga | 0.470367 | £25,120.00 | £160.80 |
Trinidad and Tobago | Trinidad & Tobago Dollar | 0.119008 | £25,120.00 | £160.80 |
Tunisia | Tunisian Dinar | 0.259686 | £12,560.00 | £80.40 |
Turkey | Turkish New Lira | 0.034908 | £12,560.00 | £80.40 |
Turkmenistan | Turkmenistan New Manat | 0.230033 | £18,845.00 | £120.60 |
Turks and Caicos Islands | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Tuvalu | Australian Dollar | 0.536251 | £37,680.00 | £241.00 |
Uganda | Ugandan New Shilling | 0.000216 | £12,560.00 | £80.40 |
Ukraine | Hryvnia | 0.02187 | £12,560.00 | £80.40 |
United Arab Emirates | U.A.E. Dirham | 0.21901 | £25,120.00 | £160.80 |
United Kingdom | British Pound | 1 | £31,395.00 | £201.00 |
United republic of Tanzania | Tanzanian Shilling | 0.000334 | £12,560.00 | £80.40 |
United States of America | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Uruguay | Uruguayan Peso | 0.020756 | £25,120.00 | £160.80 |
Uzbekistan | Uzbekistan Sum | 0.000069 | £6,285.00 | £40.20 |
Vanuatu | Vatu | 0.00674 | £31,395.00 | £201.00 |
Venezuela | Bolivar Fuerte | 0.000003 | £18,845.00 | £120.60 |
Vietnam | Dong | 0.000034 | £12,560.00 | £80.40 |
Virgin Islands (British) | U.S. Dollar | 0.804376 | £31,395.00 | £201.00 |
Virgin Islands (US) | U.S. Dollar | 0.804376 | £37,680.00 | £241.00 |
Wallis and Futuna Islands | CFP Franc | 0.00729 | £25,120.00 | £160.80 |
Western Sahara | Moroccan Dirham | 0.079135 | £12,560.00 | £80.40 |
Yemen | Yemeni Rial | 0.003214 | £18,845.00 | £120.60 |
Zambia | Zambian Kwacha | 0.041173 | £12,560.00 | £80.40 |
Zimbabwe | Zimbabwean Dollar | 0.000642 | £18,845.00 | £120.60 |