How to complete form MR05 - checklist
Updated 6 February 2023
Delivery of documents
Only file one form MR05 for each charge that you want the statement to be registered against.
Use the correct form type
You can only use form MR05 for a company registered in England and Wales, Scotland or Northern Ireland.
For a limited liability partnership (LLP) - use form LL MR05.
By filing a form MR05 you are not stating that a charge has been satisfied. When a form MR05 is registered, the charge will remain as an ‘outstanding’ charge. There will be a notation on the charge with details of the option selected on the form MR05.
If a charge has been satisfied or discharged, you’ll need to file a form MR04 ‘Register a statement of satisfaction’.
Section 1 - Company details
Enter company name and company number of the charging company. This information must match the name and number held on Companies House records.
Section 2 - Charge creation
If the charge was created or property was acquired before 6 April 2013, you only need to complete Part A and Part C.
If the charge was created or property was acquired on or after 6 April 2013, you only need to complete Part B and Part C.
Part A - Charges created before 6 April 2013
Section A1 - Charge creation date
Enter the date the charge was created, or the date of acquisition.
This will usually be the date noted on the original particulars of a charge registration form (for example, form MG01 or M395). In the case of the acquisition of a property, the date of acquisition on the form (for example, form MG06 or M397).
Full details of types of charge and date of creation:
Standard security
The date of its recording in the Register of Sasines or its registration in the Land Register of Scotland.
Charge other than a standard security, where created or evidenced by an instrument
Where the instrument is a deed that has been executed and has immediate effect on execution and delivery - the date of delivery.
Where the instrument is a deed that has been executed and held in escrow - the date of delivery into escrow.
Where the instrument is a deed that has been executed and held as undelivered - the date of delivery.
Where the instrument is not a deed and has immediate effect on execution - the date of execution.
Where the instrument is not a deed and does not have immediate effect on execution - the date on which the instrument takes effect.
Charge other than a standard security, where not created or evidenced by an instrument
The date on which the charge comes into effect.
Section A2 - Charge number
Enter the charge number which can be found on the certificate of registration issued at the time of registration of the charge. This is not a mandatory field.
Section A3 - Description of instrument (if any)
Enter the description of the charge.
If there is more than one charge with the same date of creation, description and short particulars - you can also enter the name of the persons entitled to the charge (the ‘chargee’). This will help Companies House identify the correct charge.
Section A4 - Short particulars of the property or undertaking charged
Enter the details of all the property or assets charged.
You should either check the charging clause within the written instrument or the original registration form (for example, form MG01 or M395).
You can either:
- state all the charging clauses in full - use the continuation sheets if necessary
- summarise the information - this must be an accurate reflection of the property or assets charged
Part B - Charges created on or after 6 April 2013
Section B1 - Charge code
Enter the charge code which can be found on the certificate of registration issued at the time of registration.
Part C - Must be completed for all charges
Section C1 - Cease or release
You must complete this section to let us know if part or all of the property or undertaking charged has been released or no longer forms part of the charge. You must only select either ‘part’ or ‘all’ (the whole) and then select the statement that applies.
If you select ‘part’
Under the statement ‘Part of the property or undertaking charged’, you’ll need to select one of the following options.
The property or undertaking:
- has been released from the charge
- no longer forms part of the company’s property or undertaking
- has been released from the charge and no longer forms part of the company’s property or undertaking
You must then complete section C2 ‘Description of assets or property’ with a brief description of the assets or property released, and/or a brief description of any assets or property that no longer form part of the company’s property or undertaking.
If you select ‘all’
Under the statement ‘Part of the property or undertaking charged’, you’ll need to select one of the following options.
The property or undertaking:
- has been released from the charge
- no longer forms part of the company’s property or undertaking
- has been released from the charge and no longer forms part of the company’s property or undertaking
As ‘all’ (the whole) of the property has been released or ceased to belong, you do not need to complete section C2 (Description of assets or property). You must complete section C3 (Details of the person delivering this statement and their interest in the charge).
Section C2 - Description of assets or property
You only need to complete this section if you have selected ‘part’ in section C1.
Enter a brief description of the assets or property that have been released and/or a brief description of any assets or property that no longer form part of the company’s property or undertaking.
Section C3 - Details of the person delivering this statement and their interest in the charge
Enter the name of the person delivering the statement. This can be person’s forename and surname or a corporate name, such as a solicitor’s corporate name.
Enter the address of the person delivering the statement. This does not have to be a residential address - for example, it can be a service address or the company’s registered office address.
Enter the person’s interest in the charge. They could be either:
- the chargor (being the company)
- the chargee (being the lender)
- a third party on behalf of the chargor or chargee - for example, a solicitor or accountant
Section C3 - Signature
The form must be signed by the person detailed in section C3.
This must be a manuscript signature or an automatically generated signature. We cannot accept typeface.
After you’ve filed your form MR05
Our examiners will check your form. If we find that it contains errors, we’ll reject your form and return it to the presenter detailed in the ‘Presenter information’ section. If this section is left blank, the rejected form will be returned to the registered office of the company.
A form MR05 cannot be informally corrected under Section 1075 of the Companies Act 2006.
If you need more information to complete form MR05
You can:
- Check the Companies House register to view the company’s mortgage details
- Contact Companies House to order a mortgage report