Research and analysis

Setting the Personal Injury Discount Rate

Technical memorandum setting out the analytical approach the Government Actuary’s Department intends to adopt as a part of the first review of the personal injury discount rate.

Documents

Details

The Personal Injury Discount Rate is used to determine lump sum damage awards to claimants who suffer a serious personal injury.

This memorandum sets out the analytical approach that the Government Actuary’s Department intends to adopt to support the Government Actuary’s response to the Lord Chancellor as a part of the first review of the personal injury discount rate.

Within the memorandum we explain our fundamental methodology around modelling claimant outcomes, the significant assumptions we will make when considering the appropriate investment portfolios, damage profiles and economic scenarios and then outline the outputs that will be produced as part of our analysis.

The memorandum is being published for the information of interested parties, with the intention of being transparent in our approach and is not intended to indicate when the Lord Chancellor will formally announce the first review of the Personal Injury Discount Rate, which must be done within 90 days of Royal Assent.

Updates to this page

Published 22 January 2019

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