Guidance

Check if you have to pay tax on your pension

Find out if you have to pay Income Tax when you get your pension.

You may have to pay tax on your pension depending on your income.

The result you get from this tool will be based on you having the standard Personal Allowance of £12,570 (the amount you can earn before you have to pay tax).

Who cannot use this tool

You cannot use this tool if you get: 

  • any foreign income 
  • Marriage Allowance 
  • Blind Person’s Allowance

Check if your pension payments will be taxed

Before you can check, you’ll need to know:

  • if you have a State Pension or a private pension
  • how much State Pension and private pension income you will get this tax year (6 April to 5 April)
  • the amount of any other taxable income you’ll get this tax year (for example, from employment or state benefits)

Check now

Updates to this page

Published 17 March 2025

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