Guidance

Work out pay from an umbrella company

Work out gross and net pay if you're a worker or employment business using an umbrella company.

You can use this tool to estimate what gross and net pay (take-home pay) should be from an umbrella company for a single role. It will also tell you what deductions are applied to this pay.

Read more about working through an umbrella company.

Who should use the tool

Anyone working through an umbrella company can use the tool. You’ll get the most accurate results if you’re:

  • aged 21 or over
  • under State Pension age

This is because it works out pay based on category A National Insurance contributions.

You can also use this tool if you’re an employment business (also known as a recruitment agency), to estimate pay for an umbrella company worker.

Before you start

The tool can only work out pay for the current tax year.

You must have the assignment rate for the role. This is sometimes known as the uplifted rate, umbrella rate, day rate, or hourly rate.

You can find out the assignment rate from:

  • the job advert for the role
  • the employment business who found you the role

These documents, which you can get from your umbrella company, may help you use the tool:

  • a payslip
  • a pay statement, also known as a reconciliation statement
  • an assignment schedule (you can also get this from your employment business)

Work out pay

This tool is anonymous. We will not collect any identifying details about you, or your umbrella company when you use it. Read more about HMRC’s data protection policy and procedures.

Start now

Updates to this page

Published 3 December 2024

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