IPTM8100 - Qualifying policies: variations, substitutions and options: contents
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IPTM8105Variations, substitutions and options: introduction
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IPTM8110Substitutions: circumstances in which they arise
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IPTM8115Substitutions: pre-25 February 1988 policies
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IPTM8120Substitution of a qualifying policy: test of whether the new policy is also qualifying
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IPTM8125Substitution of a qualifying policy: within ten years of the old policy being made: whether new policy qualifies
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IPTM8130Substitution of a qualifying policy that has run for at least ten years: whether new policy qualifies
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IPTM8135Substitution of a foreign policy by a UK policy: test of whether new policy qualifies
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IPTM8140Premium paid out of sums due under previous qualifying policies: test of whether new policy qualifies
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IPTM8145Significant variation: how and when variations occur
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IPTM8150Significant variations: examples
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IPTM8155Significant variation: certain variations not treated as significant
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IPTM8160Insignificant variations
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IPTM8165Significant variation of a qualifying policy: tests for whether policy after variation qualifies: general test
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IPTM8170Significant variation of a qualifying policy: tests for whether policy after variation qualifies: application
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IPTM8175Options in policies: qualifying tests
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IPTM8180Options: peppercorn options
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IPTM8185Options: deposit options
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IPTM8190Policy review clauses: general principles
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IPTM8195Policy review clauses: advisory premium reviews
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IPTM8200Policy review clauses: mandatory premium reviews
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IPTM8205Policy review clauses: example of advisory and mandatory premium reviews
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IPTM8210Conversion of a policy to paid-up under the terms of the policy
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IPTM8215Non-contractual conversion of a policy to paid-up