Home repossession
Get advice
If you miss your mortgage repayments and cannot agree a repayment plan, your mortgage lender might start court action to repossess your home.
There are steps you can take which may help you keep your home.
The law for home repossession in Scotland is different.
Free legal advice
You can get free legal advice through the Housing Loss Prevention Advice Service if you receive written notice that you need to leave your home.
A HLPAS adviser can:
- work with you to identify what may be causing someone to seek possession of your home and recommend potential solutions
- provide you with representation on the day of your hearing
For more information, find a legal adviser through the Housing Loss Prevention Advice Service or contact the court where your case is being heard.
You can also get free advice from: