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Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

• Overview

  A pension is a way to save money for later in your life. You may be able…

• Your pension options

  You can pay into as many pension schemes as you want. It depends on how…

• Private pension schemes

  Workplace pensions and personal or stakeholder pensions are a way of…

• Pensions from the government

  The pension you get from the government (‘State Pension’) is based on your…

• Working past State Pension age

  You might decide that you do not want to stop working when you reach State…

• Get help

  When planning your pension and retirement income you might need help with:…

How to get and claim your State Pension, State Pension age - for men born on or after 6 April 1951 and women born on or after 6 April 1953.

• Eligibility

  You’ll be able to claim the new State Pension when you reach State Pension…

• What you'll get

  Your State Pension amount depends on your National Insurance record. Check…

• How to claim

  You will not get your new State Pension automatically - you have to claim…

• When you're paid

  After you’ve claimed your State Pension you’ll get a letter about your…

• How to increase your retirement income

  You can get advice from an independent financial adviser if you want more…

• Inheriting or increasing State Pension from a spouse or civil partner

  You might be able to inherit an extra payment on top of your new State…

• If you've lived or worked abroad

  If you’ve lived or worked in another country, this could affect your claim…

'Defined contribution' and 'defined benefit' pension schemes - what they are and what you'll get from them

Personal pensions, stakeholder pensions, SIPPs

Workplace pensions and automatic enrolment - how you're affected, how pensions are protected, what happens if you move job or go on maternity leave and how to opt out

Plan your retirement income - State Pension, improve your pension, pay National Insurance, check your State Pension age

Taking early retirement can affect the pension and benefits you get

Tax and reporting rules for employers paying employer contributions into a pension or retirement benefit scheme

How to claim State Pension if you're overseas - payment, tax, change of circumstances - contact the International Pension Centre

Pension Wise is a free and impartial government service that helps you understand the options for your pension pot.

• Updated: 21 December 2017