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Free and impartial help with money and pensions.

• Updated: 21 December 2017

Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

• How it works

  Help to Save is a type of savings account. It allows certain people…

• What you’ll get

  You can earn 2 tax-free bonuses over 4 years. You’ll get any bonuses…

• Eligibility

  You can open a Help to Save account if you’re receiving Universal Credit…

• How it will affect your benefits

  Saving money though a Help to Save account could affect your eligibility…

• How to apply

  You’ll need to sign in to set up a Help to Save account. If you do not…

Find out what support is available to help with the cost of living: income and disability benefits, bills and allowances, childcare, housing and travel.

• Overview

  Find out what support is available to help with the cost of living. This…

• Benefits, tax and work

  Find out what support is available in England to help increase your…

• Living costs: bills, housing and health

  Find out what support is available to help with bills and costs in…

• If you’re 60 or over

  Find out what support is available if you’re 60 or over in England. This…

• If you’re disabled or have a health condition

  Find out what support is available if you’re disabled or have a health…

• Childcare and maternity costs

  Find out what support is available with childcare and maternity costs in…

• Managing money, savings and debt

  Find advice for managing your money. This includes budgeting advice and…

• If you’re finding things difficult

  Find support if money worries are impacting your mental health or you’re…

How to open a Junior ISA for your child - including managing and adding money to an account.

Get free, confidential and independent advice on dealing with debt problems across the UK - telephone, fax, opening hours, website

Child Trust Fund accounts - find a lost account, how to make payments, managing the account

Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible

Thousands more are eligible to open a Help to Save account.

• Updated: 17 April 2025

How to take legal action if someone owes you money (small claims court), how much it costs, what happens next. Includes information from withdrawn guidance EX303, EX304, EX306, EX321, EX325 and EX350.

How to prioritise and reduce your debts, and where to get free debt advice

• Updated: 21 December 2017