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You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

• Overview

  If you’re a homeowner or have bought a shared ownership property, you…

• What you'll get

  You’ll get help paying the interest on your mortgage or loan. Support for…

• Eligibility

  To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

• How to apply

  When you apply for a qualifying benefit, you’ll be asked extra questions…

• Repaying your loan

  You’ll need to repay your SMI loan as a lump sum with interest if you sell…

• Get other financial help with your housing costs

  You can still get financial help with your housing costs if your Income…

When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.

• Updated: 4 February 2022

Find out how the Help to Build Equity Loan works, how to apply for the loan and repay it, what happens after you’ve applied and how to make a complaint.

If you're preparing land for homes, we can loan you up to £250 million to cover infrastructure and enabling costs.

• Updated: 2 February 2022

Information to help you understand the interest you pay on your Help to Buy: Equity Loan.

• Updated: 18 July 2024

If you're building homes for sale or rent, we can provide finance from £250,000 to cover development costs.

• Updated: 3 October 2024

• Updated: 16 March 2023

How to tax a beneficial loan arrangement for a director or employee.

• Updated: 30 December 2019

Help to Buy and affordable home ownership schemes to help first-time buyers and home movers - equity loan, ISA, shared ownership