We use some essential cookies to make this website work.
We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.
We also use cookies set by other sites to help us deliver content from their services.
You have accepted additional cookies. You can change your cookie settings at any time.
You have rejected additional cookies. You can change your cookie settings at any time.
Departments, agencies and public bodies
News stories, speeches, letters and notices
Detailed guidance, regulations and rules
Reports, analysis and official statistics
Consultations and strategy
Data, Freedom of Information releases and corporate reports
Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
If you’re a homeowner or have bought a shared ownership property, you…
If you qualify for Support for Mortgage Interest (SMI), you’ll usually get…
To be eligible for a Support for Mortgage Interest (SMI) loan, you need to…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan with interest if you sell or transfer…
You can still get financial help with your housing costs if your Income…
Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim
Mortgage Interest Run On is extra money you can get towards your housing…
If you’re eligible and were getting Support for Mortgage Interest before…
You can claim Mortgage Interest Run On if you’ve stopped getting…
You don’t need to apply - you should get Mortgage Interest Run On…
Guidance for lenders on taking part in the scheme to pay Support for Mortgage Interest (SMI) direct to qualifying lenders.
The legal process of home repossession, including what your mortgage lender must do, repossession hearings, possession orders and help with legal costs
You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.
How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.
How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.
How to pay Inheritance Tax: get a reference number, payment methods, use the deceased's bank account, National Savings and Investments, government stock, yearly instalments.
Don’t include personal or financial information like your National Insurance number or credit card details.
To help us improve GOV.UK, we’d like to know more about your visit today. Please fill in this survey (opens in a new tab).