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Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

• Overview

  If you’re a homeowner or have bought a shared ownership property, you…

• What you'll get

  You’ll get help paying the interest on your mortgage or loan. Support for…

• Eligibility

  To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

• How to apply

  When you apply for a qualifying benefit, you’ll be asked extra questions…

• Repaying your loan

  You’ll need to repay your SMI loan as a lump sum with interest if you sell…

• If your benefits stop

  You can still get financial help with your housing costs if your Income…

How to tax a beneficial loan arrangement for a director or employee.

• Updated: 30 December 2019

Find out about loans that count as qualifying loans.

• Updated: 30 December 2019

You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.

• Updated: 4 February 2022

How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.

Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim

• Updated: 7 January 2016

Find out about our Standard Buyer Loan Guarantee: its benefits, eligibility criteria and how to apply.

• Updated: 4 March 2024

Find out how the Help to Build Equity Loan works, how to apply for the loan and repay it, what happens after you’ve applied and how to make a complaint.