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Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible

• How they work

  A Budgeting Loan can help pay for: furniture or household items (for…

• Check if you're eligible

  To get a Budgeting Loan you must have been getting one or more of these…

• What you could get

  The lowest amount you can borrow is £100. You could get up to: £348 if…

• Paying back the loan

  A Budgeting Loan is interest free so you only pay back what you borrow.…

• Apply

  Check you’re eligible before you apply for a Budgeting Loan. You can apply…

• After you apply

  After you apply you’ll be given a decision on your application. You need…

• Other help you can get

  You may be able to get other kinds of support, including: help from your…

How to tax a beneficial loan arrangement for a director or employee.

• Updated: 30 December 2019

Information for students on funding and how to apply for Higher Education Short Course Loans (HESC) for those living in England and taking part in the trial of HESC.

• Updated: 24 June 2024

Information for colleges, training organisations and employers about advanced learner loans.

• Updated: 3 May 2023

You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

Find out about loans that count as qualifying loans.

• Updated: 30 December 2019

• Updated: 28 November 2023

• Updated: 22 April 2016

• Updated: 13 September 2024

• Updated: 28 November 2023