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• Updated: 11 March 2022

• Updated: 11 March 2022

Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

• Overview

  If you’re a homeowner or have bought a shared ownership property, you…

• What you'll get

  You’ll get help paying the interest on your mortgage or loan. Support for…

• Eligibility

  To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

• How to apply

  When you apply for a qualifying benefit, you’ll be asked extra questions…

• Repaying your loan

  You’ll need to repay your SMI loan as a lump sum with interest if you sell…

• Get other financial help with your housing costs

  You can still get financial help with your housing costs if your Income…

• Updated: 18 July 2024

• Updated: 20 June 2024

People with fixed-rate mortgage deals coming up for renewals are facing increased mortgage costs as the interest rates on mortgages have increased over 2022. Housing costs have also increased for those with variable rate mortgages and private renters.

• Updated: 9 January 2023

Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim

Find out how interest is calculated and applied if you have a Plan 2 student loan, as well as previous interest rates.

• Updated: 16 September 2024

The Department for Education today (13 August 2024) confirmed annual updates to interest rates and repayment thresholds for undergraduate Income Contingent Student Loans, interest rates for postgraduate loans, and the interest rates and deferment threshold for Mortgage Style Student Loans....

• Updated: 13 August 2024

• Updated: 15 June 2023