Guidance

Private Motor Insurance Market Investigation Order 2015

The order provides measures to increase competition in the car insurance market and reduce the cost of premiums for drivers.

Documents

Explanatory note

Details

This order was made under the market investigations provisions of the Enterprise Act 2002.

The order:

  • bans agreements between price comparison websites (PCWs) and insurers which stop insurers from making their products available more cheaply on other online platforms
  • ensures better information for consumers on the costs and benefits of no-claims bonus protection

Please see the explanatory note above for how the order is expected to operate.

Compliance reports

If you are a PMI insurer or broker, each year you must, by law, submit a compliance report to the CMA by 1 February each year (the Annual PMI Compliance Statement). This obligation arises from the CMA’s Private Motor Insurance Market Investigation Order 2015.

The Annual PMI Compliance Statement can now be submitted via an online form and by uploading the tables of Average No Claims Bonus (NCB) Discounts.

If you are a PMI insurer or broker, please email PMIFormRequest2025@cma.gov.uk for more information about how to submit your compliance report.

If your business offers both insurance and brokerage services, the relevant instructions for you to follow should be determined on the basis of the primary role of your business.

When you submit your compliance report via the online reporting form you will receive an automatic response as a confirmation of receipt.

More guidance can be found on the Private Motor Insurance Market Investigation Order 2015 page. If you have any problems using the form, any queries, or if you need to report a breach, please contact the CMA on: pmi.order@cma.gov.uk

Updates to this page

Published 18 March 2015
Last updated 24 December 2024
  1. Email address to submit Annual PMI Compliance Statement updated.

  2. New information on submitting compliance reports added under the details section.

  3. Compliance statements email address added.

  4. First published.

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