Guidance

Check for signs of outsourced labour payroll fraud

Find out what checks you should complete if you’re an agency, employer or worker and how to report potential fraud.

Outsourced labour payroll fraud (formerly payroll company fraud) is the movement of workers and payroll responsibilities from a legitimate business, to another business.

It is part of a fraudulent supply chain, which does not declare or pay the correct taxes to HMRC.

Legitimate businesses are often unaware of any fraud.

You need to be aware of outsourced labour payroll fraud if you:  

  • are outsourcing your workforce or payroll 
  • are a recruitment or employment agency 
  • work for one company but are paid by another 
  • work for an agency 

Outsourced labour payroll fraud is part of a wider group of organised crimes involving the supply of labour, known as organised labour fraud.

How it works and how to spot it

Signs of outsourced labour payroll fraud include: 

  • payroll companies requesting that an established business transfers staff to them 
  • savings on payroll and labour costs that seem too good to be true 
  • a payroll company with a similar name to the business 
  • irregular payment arrangements, such as requesting that you make a payment to a third party 
  • offers to refund administrative costs, a service also known as ‘milestone kickbacks’
  • no physical presence at the registered office address 
  • no online presence or website 

If you’re an employer or agency

If you have outsourced your workforce you should: 

  • carry out due diligence checks on your supply chain 
  • understand what service you’re being supplied 
  • be clear who pays your workers and how they’re paid 
  • question your supplier if you have concerns 

This is not a definitive list. The checks you need to take will depend on what your business does, and how it operates. 

You should keep a detailed record of all the checks you do. 

Check your supplier 

Fraudulent payroll companies may operate alongside several others, all providing connecting services, such as issuing invoices.

You should:

Understand the supply you receive

You need to understand the type of supply you receive. It may be a supply of:

  • labour only 
  • labour with payroll services 
  • payroll services only 

If you know the type of supply you receive, you’ll be able to work out the correct treatment for VAT purposes. 

Fraudsters often lie about the supply of labour to make the VAT seem higher than it should be, maximising illegal income.

We are aware of a model of outsourced labour payroll fraud which involves the ‘assignment’ or ‘transfer’ of workers’ contracts of employment to fraudulent entities, without any change in the terms and conditions of those contracts.

Our view is that this does not work.  You may wish to seek independent legal advice on the arrangement.

If you’re involved in an arrangement like this, you may not be able to deduct VAT input tax for the cost and may be asked to repay it to HMRC. 

Check if you’re an employment intermediary 

If you supply workers to a client, you may be an employment intermediary. 

You should check if you need to send employment intermediary reports

If you need to send voluntary reports 

Tell HMRC about your payroll outsourcing arrangements.

HMRC will check if the company submits the correct returns and pays the right amount of tax and National Insurance contributions.

If you’re a worker 

You may be a victim of outsourced labour payroll fraud if your employer outsources their workforce.

Check your employment rights if: 

You may get a false payslip showing that Income Tax and National Insurance contributions have been deducted. However, this may be different to what HMRC has been told, and it is often not paid.

You may also be told that you will be paid gross or encouraged to set up your own company, sometimes called a personal service company. 

This can have long-term consequences on your entitlement to state pension and other benefits.

You can check what information is being reported to HMRC through your personal tax account

Criminal companies may also claim to offer benefits that you struggle to access, such as voucher schemes and pension schemes.

You can report concerns about your workplace pension scheme to the Pensions Regulator.

Reporting potential fraud or tax avoidance

You can report tax fraud online if you have concerns about:

  • a supplier
  • unpaid Income Tax and National Insurance contributions
  • unpaid VAT

How it can affect your business

If we find that a business either knew or should have known about fraud in the supply chain, we may:

You may be held responsible for any unpaid Income Tax or National Insurance contributions, including interest.

We may also transfer VAT penalties to individuals, such as a director or manager of the company.

Updates to this page

Published 19 December 2022
Last updated 2 March 2023 + show all updates
  1. The heading 'How payroll company fraud can affect your business' has replaced 'If you do not report payroll company fraud'. This change is for clarity and accuracy.

  2. First published.

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