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Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
If you’re a homeowner or have bought a shared ownership property, you…
If you qualify for Support for Mortgage Interest (SMI), you’ll usually get…
To be eligible for a Support for Mortgage Interest (SMI) loan, you need to…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan with interest if you sell or transfer…
You can still get financial help with your housing costs if your Income…
To offer credit to consumers you must be authorised by the Financial Conduct Authority (FCA) and join the Financial Services Register
How to claim R&D expenditure credit (RDEC) for Corporation Tax relief on your company's R&D, if you’re a large company or small and medium-sized enterprise.
Universal Credit can include help with housing costs - paying your landlord, what to do if you cannot pay your rent, other help you can get.
If you're on a low income or out of work, Universal Credit supports you to find a job or increase the hours you work.
Claiming Universal Credit if you're self-employed - eligibility, reporting your earnings, start up periods
Financial help if you're disabled - benefits, housing costs, council tax, vehicle tax exemption, TV Licence, motability schemes, VAT relief
Debts you owe (for example court fines, rent or Council Tax) can be deducted from your benefits – sometimes called third party deductions or Fuel Direct
Guidance on claiming Universal Credit if you're a student.
If you don’t have enough to live on while you wait for your first payment you may be able to get an advance of your first Universal Credit payment.
Universal Credit is replacing 6 other benefits with a single monthly payment if you're out of work or on a low income - eligibility, how to prepare.
Tax and reporting rules for employers covering the cost of credit, debit and charge card payments
End your tax credits award when you start to claim Universal Credit - how to end tax credits, personal details, income and self-employed income
Find out about help you can get moving from benefits to work - work trials, programmes and clubs, New Enterprise Allowance, help with drug or alcohol problems, carer support
Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible
Find out if you're eligible for Universal Credit and how to claim.
You need to move to Universal Credit if you’ve received a Migration Notice letter, as one or more of your benefits will be ending soon.
Benefits that are available to you and how to apply for them.
We are a non-profit making government-owned organisation that administers loans and grants to students in colleges and universities in the UK. SLC is an executive non-departmental public body, sponsored by the Department for Education .
Get a benefit advance if you've applied for a benefit for the first time and cannot afford to wait for the first payment
Don’t include personal or financial information like your National Insurance number or credit card details.
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