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Lack of insurance is a constraint for small firms but a financial product that increases repayment flexibility can be an effective tool for enabling enterprise growth
The study puts forward an explanation of African banking sector under‐development in the form of a bad credit market equilibrium
Credit information sharing reduces financial fragility in advanced and developing countries, but transmission channels are different
This paper uses data collected from a sample of Micro, Small and Medium Enterprises located in urban areas of 5 major districts in Zambia
This paper examines the effects of high interest rates charged by microfinance institutions who lend lend money to poor people
Individual credit officers are 28% less likely to assess applications correctly when soft information (e.g. caste of applicant) is provided
The model used in this study features an economy with 2 agents; households and entrepreneurs.
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