Guidance

Help to Buy: Equity Loan administration fees

A list of the administration (admin) fees that apply to Help to Buy: Equity Loan.

Applies to England

Help to Buy: Equity Loan administration fees

Description Fee
Repaying your equity loan £200
Part repaying your equity loan £200
Remortgaging your Help to Buy home £115
Making structural alterations to your Help to Buy home £50
Subletting your Help to Buy home £50
Changing ownership of your Help to Buy home £115
Management fees £1 per month

When to pay admin fees

Read guidance on managing your Help to Buy: Equity Loan. This explains when you need to pay an admin fee.

Pay your admin fee online

When you have applied to make changes to your equity loan account and it’s time to pay your admin fee, you can pay it online.

If we have your mobile number, we’ll send you an SMS text message from ‘HelptoBuy’ with a unique link to HelptoBuy.paythru.com. The link works for 4 days from when we send it. We only use this payment method for your admin fee, so we will not ask you to pay more than £250 in this way.

For other ways to pay, please read the guidance on managing your Help to Buy: Equity Loan.

Admin fees for other equity loan schemes

If you bought your home using a previous equity loan scheme with Homes England shown below, you can find out about fees and charges in the information packs.

Updates to this page

Published 22 February 2022
Last updated 3 February 2025 show all updates
  1. Includes information about how customers can pay admin fees online, if a unique link is sent to their mobile number.

  2. Adding link to information packs about other closed affordable home ownership schemes.

  3. Edited the fee charged for changing ownership of your Help to Buy home with correct cost

  4. First published.

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